Floods can cause catastrophic damage to your home or business in a matter of minutes. Whether from hurricanes, tropical storms, heavy rain, or burst pipes, floodwaters can destroy structures, ruin personal property, and create long-term mold and foundation issues. At Allegiant Public Adjusters, we help residential and commercial property owners across Florida and Georgia navigate the complex process of flood damage claims, ensuring you get the compensation you need to rebuild and recover.
Flood damage isn’t just about standing water. It can lead to a wide range of problems that may not be immediately visible, including:
Properly identifying and documenting these damages is critical for maximizing your insurance payout.
Florida and Georgia are especially prone to flood damage due to their geographic locations and weather patterns. Common causes include:
No matter the cause, swift action and expert documentation are crucial to support your claim.
Flood claims are notoriously difficult for property owners to navigate. Insurance companies often:
Additionally, many property owners don’t realize that standard homeowners insurance typically does not cover flood damage—you need separate flood insurance, often through the National Flood Insurance Program (NFIP) or private insurers.
Our team understands the nuances of these policies and helps you fight for the full compensation you are entitled to.
After flood damage, time is critical.
Standing water and lingering moisture can quickly lead to:
At Allegiant Public Adjusters, we respond quickly to conduct a detailed inspection and begin documenting your losses immediately, using advanced tools like 3D LiDAR scanning and Matterport® technology to create indisputable visual records.
Flood damage can affect every part of your property, including:
We perform a room-by-room inventory of damages to ensure nothing is missed in your claim.
One of the most serious consequences of flood damage is foundation shifting or cracking.
When soil becomes saturated, it can shift or erode, placing uneven pressure on your foundation. This can lead to:
Left unaddressed, foundation damage can make a building unsafe and lead to exponentially higher repair costs.
Insurance companies often try to minimize foundation damage claims—our team fights to ensure it’s properly assessed and covered.
Mold is an almost guaranteed consequence of flooding if immediate remediation isn’t done.
In Florida and Georgia’s humid climates, mold can start growing within just 24 hours.
We help ensure your flood damage claim includes:
A proper flood damage claim doesn’t stop at water removal—it must fully account for mold risk, mitigation, and necessary repairs.
When you hire Allegiant Public Adjusters, you get a dedicated advocate at every stage of your flood claim:
We handle all the paperwork, inspections, and negotiations so you can focus on restoring your property and life.
To avoid jeopardizing your claim, watch out for these mistakes:
Bringing in Allegiant Public Adjusters early helps you avoid costly errors and build the strongest possible claim.
We know the devastating impact of floods—not just physically, but emotionally and financially.
We bring experience, expertise, and integrity to every claim, offering:
Every claim is personal to us because we’ve been there—and we’re committed to fighting for what you deserve.
