Your home’s exterior is its first line of defense against the elements—and when that protection is compromised, your entire property can be at risk. From powerful hurricanes sweeping through Florida to severe storms and hail events in Georgia, exterior damage is a frequent and serious concern for homeowners across the Southeast.
Understanding Exterior Damage
Exterior home damage can range from cosmetic issues to major structural failures that affect the safety and livability of your home. Whether it’s cracked siding, broken windows, roof punctures, or foundation cracks, even seemingly minor damage can escalate if not properly addressed.
Common types of exterior damage include:
Roof damage from wind, hail, or flying debris
Siding cracks or warping from heat, impact, or moisture
Window and door breaches exposing the interior to further damage
Chimney and flashing damage leading to leaks and water intrusion
Stucco, brick, or stone cracking affecting curb appeal and structural soundness
Gutter and drainage failures that cause pooling water and erosion
At Allegiant Public Adjusters, we specialize in identifying both visible and hidden exterior damages, ensuring nothing is overlooked when building your insurance claim.
The Unique Challenges of Florida and Georgia
Florida and Georgia homeowners face specific challenges that make quick, accurate documentation critical:
Florida: Extreme Weather Exposure
Hurricanes and tropical storms are a constant threat, bringing high winds, heavy rains, and flying debris.
High humidity and salt air near coastal areas accelerate material deterioration, especially on roofs and siding.
Stringent building codes mean repairs often require upgrades to meet modern standards—something many policies will cover, but only if properly documented.
Georgia: Sudden Storm Events
Severe thunderstorms and hailstorms can cause rapid, intense damage to roofs, siding, and gutters.
Tornado risk in parts of Georgia increases the potential for catastrophic exterior destruction.
Seasonal temperature swings can cause expansion and contraction in building materials, worsening minor cracks over time.
Our Approach to Exterior Damage Claims
At Allegiant Public Adjusters, we don’t just document what’s obvious—we use advanced technology like 3D LiDAR scanning and Matterport® virtual tours to create detailed, irrefutable evidence of the full scope of your exterior losses. This includes:
High-resolution imagery of all visible damage
Moisture mapping to detect hidden leaks
Detailed repair and replacement cost estimates
Code compliance analysis to ensure coverage of necessary upgrades
We work directly with your insurance company, pushing for a full and fair settlement that accounts for both immediate repairs and long-term restoration needs.
Don’t Delay: Exterior Damage Can Lead to Bigger Problems
Unaddressed exterior damage can quickly spiral into larger, more expensive issues like:
Water intrusion and mold growth
Structural weakening
Higher future repair costs
Insurance claim denials due to delayed reporting
The sooner you act, the stronger your position—and the greater your chances of securing the settlement you deserve.
Your Claim, Our Commitment.
Ready to Fight for Policy Owners
You pay for protection. Don't settle for less than you deserve.
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