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Dealing with property damage is stressful enough—fighting your insurance company shouldn’t be part of the burden. At Allegiant Public Adjusters, we work for you, not the insurance company. Our licensed public adjusters help homeowners and business owners across Jacksonville recover the maximum settlement for their losses.
Whether you're filing a new claim, facing a lowball offer, or trying to recover from a denied claim, we step in with expert inspections, thorough documentation, and skilled negotiation to make sure you get every dollar you deserve.
Insurance companies have entire teams working to protect their bottom line. Allegiant Public Adjusters levels the playing field by providing:
Our goal is simple: maximize your payout while minimizing your stress. We operate on a contingency fee basis, meaning you pay nothing unless we recover money for you.
Jacksonville's coastal location, humid subtropical climate, and growing urban landscape create a variety of risks for property owners. At Allegiant, we’re experienced in managing claims for all types of residential and commercial damage, including:
Jacksonville’s proximity to the Atlantic makes it vulnerable to hurricanes and tropical storms. We assist with claims for roof damage, blown-off siding, downed trees, and water intrusion.
From burst pipes to tidal flooding, water damage can lead to extensive repair needs. We identify the source, assess both visible and hidden damage, and make sure nothing is overlooked.
Unchecked moisture quickly leads to mold growth. Because mold coverage is limited under many policies, we document the root cause and make a strong case for compensation.
We help homeowners and businesses recover after fires—accounting for not only structural damage but also soot, smoke, and water used in fire suppression.
Jacksonville’s combination of storms and heat contributes to roof degradation. We fight for fair replacement costs when insurers try to minimize damage as “wear and tear.”
If your home or business has been vandalized or burglarized, we help document personal property losses, structural damage, and business interruption.
Jacksonville business owners can suffer major revenue loss after a storm, fire, or other disruptive event. We calculate lost income accurately and fight for coverage under your policy.
As Florida-based adjusters, we understand Jacksonville’s diverse communities and coastal risks better than out-of-state firms or national chains. Whether you own a beachside home in Atlantic Beach, a bungalow in Riverside, or a commercial property in Downtown Jacksonville, we have the local knowledge to build strong, region-specific claims.
We’ve helped clients throughout:
This local insight gives us an edge when evaluating damage from saltwater exposure, tropical systems, aging plumbing, and code compliance issues in older neighborhoods.
At Allegiant Public Adjusters, we help with claims in any stage:
Florida’s volatile insurance market has led to higher premiums and more frequent claim denials. Jacksonville property owners face unique risks, including:
Navigating these complexities takes more than just a phone call to your insurer. It takes an experienced public adjuster who understands Jacksonville’s building environment and legal protections for policyholders.
We proudly serve:
Whether your damage affects a family home in Mandarin, a vacation rental near the beach, or a restaurant in Five Points, Allegiant will fight to recover what you’re rightfully owed.
How is a public adjuster different from my insurance adjuster?
Your insurance adjuster works for the insurance company. We work for you. We assess the damage independently and advocate for a better outcome.
How much does it cost to hire Allegiant?
We don’t charge upfront fees. You only pay if we recover money on your behalf—typically as a small percentage of your settlement.
Can you help if I’ve already received an offer?
Yes. We regularly reopen and renegotiate underpaid or denied claims. Time limits apply, so don’t wait too long to contact us.
Do you only work on storm claims?
No—we handle all types of property damage, including fire, plumbing failures, mold, vandalism, and more.
Your insurance policy is supposed to protect you—but in many cases, it takes a skilled public adjuster to make that promise real. At Allegiant Public Adjusters, we stand with Jacksonville policyholders every step of the way, from inspection to settlement.
Don’t fight your insurance company alone. Call Allegiant today for a free consultation and let us fight to maximize your property damage claim.
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