Helping Property Owners in Coastal Communities Get the Settlements They Deserve
Carrabelle is a peaceful slice of Old Florida—where the Carrabelle River meets the Gulf of Mexico, and life moves at a quieter pace. But for homeowners, landlords, and business owners in this unique coastal town, storm season, flooding, and wind damage are constant concerns.
If your property has been damaged and you’re dealing with the insurance company, you don’t have to go through it alone. Allegiant Public Adjusters is here to protect your rights and fight for a fair settlement. We are licensed public adjusters, which means we work exclusively for you—not the insurance company.
Whether you're starting a new claim or have been denied or underpaid, we’re here to help you recover the maximum amount you're owed.
Insurance companies have their own adjusters who represent their best interests, not yours. A public adjuster is a licensed professional who represents you, the policyholder.
At Allegiant Public Adjusters, we:
We work on a contingency basis, meaning we only get paid if we recover money for you. Our only goal is to get you the best outcome possible.
Located on Florida’s Forgotten Coast, Carrabelle is no stranger to hurricanes and tropical storms. Storms like Hurricane Michael have left lasting damage in the area. Wind-driven rain, roof damage, and structural issues are all too common here—and many insurers try to lowball storm-related claims.
Properties near the river and along Highway 98 are vulnerable to flooding, especially during king tides or storm surges. While some flood damage may be excluded by standard policies, we know how to separate covered damage (like wind-driven rain) from flood exclusions—and fight for every dollar.
Many Carrabelle homes are older, raised cottages or wood-frame structures with character—and insurance companies often try to deny claims on the basis of “wear and tear” or maintenance. We know how to prove the difference between old age and actual storm or accidental damage.
We serve residential and commercial clients throughout Carrabelle and Franklin County.
We manage claims for all forms of storm damage, including:
From burst pipes to hidden leaks and overflowing appliances, we help with water damage claims that require detailed documentation and swift response to prevent mold and further loss.
If your damage was caused by a covered water event or is eligible under your flood policy, we can guide you through a complex process.
Fires—even small ones—can result in hidden smoke and soot damage. We document all areas affected, including ceilings, HVAC systems, and personal contents.
Carrabelle roofs take a beating from storms, sun, and salt. Insurers often deny full roof replacements unless challenged. We make sure damage is properly assessed and included in your settlement.
Mold is common in coastal homes and can appear after storms or leaks. If your mold is a result of a covered peril, you may be eligible for remediation coverage.
We support local Carrabelle businesses—restaurants, bait shops, rentals, and more—by helping with claims that cover property damage and income loss during closures.
We work with all types of property owners, including:
We help Carrabelle residents and seasonal homeowners recover from storm damage, plumbing issues, and more. If you’ve been denied or offered less than what you need to repair your home, we can help.
Vacation homes and short-term rentals are vital to Carrabelle’s economy. We assist landlords in filing claims that include loss of rent, damage to guest areas, and restoration expenses.
We represent businesses of all sizes—from riverfront shops to seafood processing facilities. Don’t let property damage ruin your business—let us fight for your recovery.
Even if your insurance company has already made a decision, it’s not the end of the road. We regularly help clients:
Florida law allows many property claims to be reopened for up to one year after the last payment or denial.
We understand how overwhelming it is to face property damage and deal with a reluctant insurance company. That’s why we handle everything—so you can focus on recovery.
We serve clients across Carrabelle and nearby areas, including:
Wherever your property is located in the Forgotten Coast region, Allegiant is here for you.
Don’t let your insurance company dictate the outcome of your claim. Whether you’re facing storm damage, water loss, or a fire—we’re here to help you recover what you’re owed.
Contact Allegiant Public Adjusters today for a free consultation and damage inspection in Carrabelle. We’re ready to fight for your property, your peace of mind, and your financial future.
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